Life and Disability

Short-Term
Disability

Will cover 60% of salary
 up to a maximum of 
 $1,000/week 

30 day waiting period

Up to 9 weeks of payments

Long-Term
Disability

Will cover 60% of salary
 up to a maximum of 
 $5,000/month 

90 day waiting period

Benefit eligible until age 65/Extended Benefit Duration (ADEA II)

Voluntary Life
Insurance / AD&D

Option A – 1x annual earnings
Option B – 2x annual earnings
Option C – 3x annual earnings
Option D – 4x annual earnings

Maximum coverage up to $300,000

AD&D coverage will be equal to life coverage

You can increase your coverage by one level during annual enrollment without evidence of insurability

Spouse Life
Insurance / AD&D

Option A – $1,000
Option B – $5,000
Option C – $10,000
Option D – $15,000

Spouse Life / AD&D cannot be more than 50% of Employee Coverage

AD&D coverage will be equal to life coverage

You can increase your coverage by one level during annual enrollment without evidence of insurability

Child Life
Insurance / AD&D

Option A – $500
Option B – $1,000
Option C – $5,000
Option D – $10,000

Child Life / AD&D cannot be more than 50% of Employee Coverage

AD&D coverage will be equal to life coverage

You can increase your coverage by one level during annual enrollment without evidence of insurability

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